Equipment financing
for your salon or spa
Upgrading your salon or spa equipment shouldn't mean paying the full cost upfront. The right massage table, chair, or setup is an investment in your business, and we want that investment to work with your cash flow instead of against it.
That's why we've partnered with Klarna and ClickLease. Both let you get the equipment your business needs today and spread the cost over time, so you can take on more clients, expand your services, or replace aging gear without draining your account in one go.
Each partner fits a different kind of purchase. Klarna works well for smaller orders and runs right at checkout. ClickLease handles larger purchases through a quick application and is a good fit even if you're newer in business. Take a look at both options below and pick the one that matches what you're buying.
ClickLease
ClickLease is a strong financing option with high approval rates, and you don't need to have been in business for more than two years to qualify. The application is risk-free with no impact to your personal credit score, and you can get instant approvals up to $20,000.
Best for larger equipment purchases and newer businesses that want flexible terms.
Klarna
Klarna is built for quick approval and shorter-duration financing. It's a good fit for purchases from as little as $300 up to $5,000.
To use Klarna, proceed to checkout as normal and select “Klarna” as your payment method. Approval happens right at checkout, so there's no separate application to fill out.
Best for smaller purchases and faster turnaround.
*Monthly financing through Klarna issued by WebBank, member FDIC.
Equipment ROI & Financing Calculator
See how many months until your equipment pays for itself, what financing really costs against paying cash, and your cash flow each month after financing costs.
How fast will this equipment pay for itself?
See how many months until it pays itself back, what financing really costs against paying cash, and your cash flow each month after financing costs.
Boxes with an underline are yours to change. Everything else is calculated from them.
1What are you buying?
Type your own price here. Whatever you're actually buying, from us or anywhere else, put the total in the box above.
Or start from an example. These are a few of our popular items, not our full range. Tap one to fill in its price. Tap the same one again to add a second unit.
Estimated at 12% of price with a $149 floor and a $899 cap per unit.
Enter a delivery ZIP for a closer estimate. Using 7% until then.
2Your numbers
This order only, for one month. Leave out work done on equipment you already have.
Variable costs only. Consumables, the practitioner's pay or commission, and card processing. Leave out rent, utilities and the equipment itself; those get paid whether you're busy or not.
What this equipment earns you
Your sales and variable costs for this equipment, before tax. Assumes you keep up the monthly volume you entered. These earnings don't change if you finance. The monthly payment comes out of them, and you'll see that when you price the financing in step 3.
3Now price the financing
Financing costs more in total. What it buys is cash flow: you avoid laying out the cash, and the equipment earns from month one, often more than covering its own payment.
Lease-to-own through our financing partner. High approval rates, nothing down, and you don't need two years in business to qualify. Priced as a fixed factor rather than an interest rate, so the cost is baked into the payment.
| Pay it off after | All-in cost | vs. full term |
|---|---|---|
| 1 payment | $5,258 | saves $4,747 |
| 4 payments | $6,076 | saves $3,930 |
| 8 payments | $7,165 | saves $2,841 |
| 12 payments | $8,255 | saves $1,751 |
| Full 36-month term | $10,006 | — |
An estimate, not a quote. These payments are based on leases ClickLease has recently funded. Your actual figure depends on your credit and time in business.
4Paying cash vs. financing
| Pay cash | Finance w/ ClickLease | |
|---|---|---|
| Cash out of pocket today | $4,787 | $199doc fee only |
| Cash still in your business | $0it's all in the equipment | $4,787still available to you |
| Total cost of the equipment | $4,787 | $10,006$5,219 more than cash |
| Monthly cash flow from it | +$2,000.00no payment | +$1,727.62after the $272.38 payment |
| Time to earn your cash back | 2.4 months | Under 1 month |
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